₹50K Salary? Your Exact Month 1 Money Plan
The 50-30-20 rule adapted for India with real numbers. Stop winging it and start building wealth from your first paycheck.
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LTCG vs STCG Explained for Indian Beginners (2026)
You bought shares in January. Now it's December and you want to sell. Your friend says "Wait till January! You'll save lakhs in tax." What difference does one month make? Everything.
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Capital Gains Explained for Indian Beginners (2026)
You bought shares, made profit, and sold them. Then your broker deducts tax. Wait, what? Tax on selling shares? Welcome to capital gains tax - the tax on profit from selling assets in 2026.
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Tax Deductions Explained for Indian Beginners (2025)
Your colleague brags "I saved ₹46,800 in tax using 80C!" What's 80C? Should you use it? Here's the truth: tax deductions aren't magic vouchers, and blindly chasing them can make you poorer.
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Old Tax Regime vs New Tax Regime: Which Should Beginners Choose? (2026)
You're filing your first ITR. Old regime or new regime? What's the difference? Which saves more tax? Here's the truth: there's no universal answer - but for most beginners earning ₹5-8 lakh, new regime wins.
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Tax Filing Basics for Indian Beginners (2025)
It's July 25th and everyone's screaming "File your ITR before July 31st!" What's ITR? Do you need to file? What happens if you don't? This guide breaks down tax filing in plain language without the panic.
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Income Tax Basics for Indian Beginners (2025)
If you're seeing "TDS" on your payslip or earning your first salary, you've probably wondered what income tax is. This guide explains the basics in plain language - what it is, who pays it, and what you need to do.
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Interest Rates Explained for Indian Beginners (2025)
"RBI hiked interest rates" sounds boring until you realize it just increased your home loan EMI by ₹5,000/month. This guide explains what interest rates are, who controls them, and how they directly hit your wallet.
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Inflation Explained for Indian Beginners (2025)
Your parents say "everything was so cheap back then." That's inflation - the invisible thief eating your money every day. This guide explains what it is, why it matters, and what you can do about it.
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What is Bank Nifty? Simple Explanation for Indian Beginners (2025)
Bank Nifty is mentioned constantly in financial news, but rarely explained in plain language. This guide breaks down what it is, why it's volatile, and how beginners should approach it - no jargon, no assumptions.
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SIP Explained for Indian Beginners (2025)
SIP is one of the most-used investing terms in India. But most explanations are confusing or too salesy. This guide breaks down SIP in the simplest way possible - no jargon, no hype.
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Index Funds Explained for Indian Beginners (2025)
Confused about index funds? This guide breaks it down in the simplest way possible - what they are, how they work, and why they're popular for long-term investors in India.
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What is Sensex? Simple Explanation for Indian Beginners (2025)
If you're new to investing in India, you've heard "Sensex" everywhere. But what exactly is it? This guide explains Sensex in the simplest way - no jargon, no assumptions.
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What is Nifty 50? Simple Explanation for Indian Beginners (2025)
A simple, beginner-friendly explanation of Nifty 50. Learn what Nifty is, how it works, why companies enter or exit, and why this index matters to Indian investors.
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ETF vs Mutual Fund: Which Is Better for Indian Investors (2025)
ETF vs Mutual Fund explained simply for Indian investors. Compare fees, liquidity, transparency, and find which option fits your investing style in 2025.
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What is an ETF? Simple Guide for Indian Investors (2025)
No jargon. No hype. Just what you actually need to know about ETFs - the low-cost way to invest in diversified baskets of stocks through NSE/BSE.
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